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With interest rates at a 22-year high, Michael Pugh says Black business owners crunched for cash should look to community-based financial institutions for help.
“Learn more about them; we have a very different scope [regarding loan arrangements],” Pugh, the CEO of New York-based Carver Federal Savings Bank, tells Forbes of community banks. “We have to make sure we extend our arms and get out there and tell people what they need to know to start achieving that generational wealth.”
August is National Black Business Month, and ForbesBLK is highlighting the theme with special discussions about sustaining and expanding Black firms. Based in Harlem, Carver is one of the largest Black-run financial institutions in the U.S., celebrating its 75th anniversary in 2023. The bank is named after George Washington Carver and trades on the NASDAQ. Pugh was named CEO in 2012.
Black businesses generated $206 billion in annual revenue and supported 3.56 million U.S. jobs in the last decade, according to the non-profit Brookings Institution. However, though Black people comprise 14.7% of the U.S. population, the community represents 12.4% of sole proprietorship and only 2.4% of employer businesses. Brookings said the stats show “disparities” that hold back Black entrepreneurs and “restrict economic opportunities for entire communities, which in turn impacts local prosperity.” Brookings also notes that access to sufficient capital remains a lingering issue for Black-owned businesses. That causes entrepreneurs to rely on personal funds and credit cards to finance operations.
Read the full story on Forbes: https://www.forbes.com/sites/j....abariyoung/2023/08/0
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Economic activities have resumed in Cameroon, following the reopening of the Amchidé-Banki corridor on the border with Nigeria.
► Subscribe to the Financial Times on YouTube: http://bit.ly/FTimeSubs<br /><br />From the FT Business of Luxury Summit in San Francisco, Daniel Garrahan profiles four women who are helping to change the way the world looks at fashion<br /><br />For more video content from the Financial Times, visit http://www.FT.com/video<br /><br /><br />Twitter https://twitter.com/ftvideo<br />Facebook https://www.facebook.com/financialtimes
Join us for worship in-person and virtually every Sunday at 9:00 a.m. ET. and virtually every Wednesday at 7 p.m. for Churchwide Bible Study. WATCH LIVE:Ebenezer's website: ebenezerame.orgChurch Online: live.ebenezerame.orgYouTube: https://youtube.com/EbenezerAMEChurch/We would love to hear how God is touching your life through our ministry! Tell us your story by emailing myebenezer@ebenezerame.org_________________________________________If you would like to support Ebenezer AME Church as we continue to serve our communities, you may give the following ways:💻 WEBSITE: www.ebenezerame.org Click "GIVE"TEXT: ‘GIVE’ to 833.702.0241MOBILE: Download the Givelify or Tithely AppMAIL: Ebenezer AME Church, 7707 Allentown Road, Ft. Washington, MD 20744🙏🏾 Thank you for helping us help others!_________________________________________For more information about Ebenezer AME Church, visit us online at www.EbenezerAME.org or follow us on social media:FB: @EbenezerAMEMDIG: @EbenezerAME Twitter: @EbenezerAME GIVE HERE: ebenezerame.org/giving#betteriscoming#stoneofhelp#myebenezer
Special Envoy to the Governor on Peace and Security
An Annual Crossover Event Ushering the New Year
Sharpen your knives, break out your bamboo rolling mat, and come to attention because class is back in session! Join Taka Sakaeda, executive chef and co-owner of Nami Nori, as he expertly demonstrates how to make (almost) every type of sushi. From artfully simple nigiri to complex and colorful chirashizushi, chef Sakaeda explains the why’s and how’s behind each ingredient, tool, and method he employs in preparing sushi - arming you with the knowledge to make your own at home.
Director: Gunsel Pehlivan
Director of Photography: Hil Steadman
Editor: LJ D’Arpa
Host and Chef: Takahiro Sakaeda
Sr. Culinary Director: Carrie Parente
Culinary Producer: Stevie Stewart
Culinary Associate Producer:
Line Producer: Jen McGinity
Associate Producer: Sam Ghee
Production Manager: Janine Dispensa
Production Coordinator: Elizabeth Hymes
Camera Operator: Kirsten Potts
Audio: Rebecca O’Neill
Production Assistant: Jeremy Saint-Louis
Culinary Assistant: Young Sun Huh
Research Director: Ryan Harrington
Copy and Recipe Editor: Vivian Jao
Post Production Supervisor: Stephanie Cardone
Post Production Coordinator: Scout Alter
Supervising Editor: Eduardo Araujo
Assistant Editor: Billy Ward
--
0:00 Introduction
0:44 Making The Rice
1:48 Nigiri
5:56 Hakozushi
9:20 Hosomaki
11:14 Temaki
13:02 Chirashizushi
15:25 Futomaki
17:41 Uramaki
19:22 Ikura Gunkan Maki
20:27 Sashimi
22:17 Conclusion
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Browse thousands of recipes and videos from Bon Appétit, Gourmet, and more. Find inventive cooking ideas, ingredients, and restaurant menus from the world’s largest food archive.
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Stable Video Diffusion: https://stability.ai/news/stab....le-video-diffusion-o
Emu video: https://emu-video.metademolab.com/
Emu edit: https://emu-edit.metademolab.com/
Try them out:
- https://huggingface.co/spaces/....multimodalart/stable
- https://emu-video.metademolab.com/#/demo
Run it locally:
https://huggingface.co/stabili....tyai/stable-video-di
https://github.com/Stability-AI/generative-models
Guide: https://www.reddit.com/r/Stabl....eDiffusion/comments/
Video credits:
https://twitter.com/DiffusionP....ics/status/172731612
https://twitter.com/DiffusionP....ics/status/172693584
https://twitter.com/fofrAI/sta....tus/1727097718873440
https://twitter.com/PurzBeats/....status/1727155328482
https://twitter.com/multimodal....art/status/172716121
https://twitter.com/thibaudz/s....tatus/17270781905211
https://twitter.com/sumith1896..../status/172704612374
https://twitter.com/c0nsumptio....n_/status/1727114628
https://x.com/purzbeats/status..../1728871517424148750
https://twitter.com/maxescu/st....atus/172767374256895
https://x.com/skirano/status/1....728167226295927227?s
https://twitter.com/fofrAI/sta....tus/1727104190135369
Chatbot arena leaderboard:
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📝 My latest paper on simulations that look almost like reality is available for free here:
https://rdcu.be/cWPfD
Or this is the orig. Nature Physics link with clickable citations:
https://www.nature.com/articles/s41567-022-01788-5
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Pedazo video del grupo Parkour Fusion Krew (antes conocidos como Parkour Free Stylers) en Azca.
Après une session d'autographe à la boutique Empire, l'équipe de QcKrew a suivi le team Quiksilver qui était au Taz pour un démo.
Polski zwiastun nowego serialu HBO "Czysta Krew" (True Blood) - www.true-blood.pl <br /><br />Wykorzystano dzięki uprzejmości HBO Polska <br />Used with kind permission from HBO Poland.
éme extrait du Polskival 2011 organisé par la Ch'ti Unated .Moog Lee Indi'K & Papa Kaf au contrôle !
Freestyle K2P improvisé au cour d'une séance Photo ou l'on retrouve kams et A2s.
Studenci z całej Polski zjechali do Dunajca na obóz. Poruszeni brakiem krwi w szpitalach, postanowili pomóc.
